"If you saw $20 lying on the street would you pick it up? Of course you would, you are a proud card-carrying member of the Value Investor Club not some academic sitting in an efficient market ivory tower!
You want that free money? Then short Doral Financial (DRL) if you can get the borrow. This bank is a shuffling, leprous zombie and Buffy the FDIC-examiner is about to drive Mr. Pointy in the undead thing's heart."
This is how grumpy922 started his great EUBK short write-up in 2010. I simply changed the company to Doral. We have the same exact story here. DRL is likely to fail today and you can still short the stock. In fact, I just shorted 18K today for my PA.